Financial blogs

  Credit cards become extremely attractive due to the perks they deliver, which include a no-interest period for a small amount of time, reward points, deals, and special deals at both physical and electronic retailers. However, due to a poor or non-existent CIBIL score, only a small number of applicants are approved for credit cards. Because of a poor or non-existent CIBIL score , it could be challenging to obtain a credit card. It isn't unattainable, though. Below are the best methods for obtaining a credit card for people who have a non-existent CIBIL score. Go for a secured credit card:  A secured credit card is an option for individuals who wish to request a credit card but do not yet have a credit history or score. Secured credit cards are designed specifically for persons experiencing the mentioned problems. These credit cards are typically issued in exchange for a fixed deposit, and users of secured credit cards have credit limits that can reach 80–90% of the value of the

Travel credit cards are specifically created credit cards that offer the most benefits to cardholders who travel frequently. Along with privileges like complimentary lounge access, air mile earning, and co-branded advantages with airlines and travel partners, travel credit cards give accelerated rewards on travel. Rewards and bonuses mostly depend on the card type you choose; however, the majority of travel credit card issuers work with an airline or a travel website to provide you with the best traveling perks.  The main benefits of having a Travel credit card are as follows: No charges for international transactions: Every time you use your credit or debit card abroad or to make a transaction in a foreign currency, the majority of them impose a transaction fee. The cost is often around 3% of the transaction value, which is a large number and can soon add up to a significant portion of your monthly credit card bills. The best travel credit cards in India will have no foreign transacti